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The Strength of a Few Can Lift the Lives of Many

Specialized Insurance for Nonprofits and Human Services Organizations

For more than 125 years, we've made it our mission to protect yours. That protection extends beyond your people and property to protecting your purpose. Specialized protection empowers you to continue serving those who need you.

Committed to Helping You Make a Difference

As you work to make a positive impact, we’re here to support you with personalized, comprehensive insurance that protects your mission, programs and the communities you serve.

Supporting Your Mission To Serve Others

Your mission serves a higher purpose, and we share your commitment to support and inspire others. We’re proud to offer specialized insurance for the special work you do.

Titusville YWCA

Church Mutual customer Titusville YWCA recognizes that homelessness is a sad reality for many women, children, and families in our communities and responds by offering advocacy, emergency shelter, and rental assistance services.

It's good to know that we have Church Mutual to meet our insurance needs and help us adapt to this ever-changing world.
Ashleigh English
Director, YWCA Titusville

Insurance To Meet Your Unique Needs

Don’t settle for “one-size-fits-all” insurance. We specialize in designing solutions tailored to meet the specific needs and challenges of nonprofits and human services organizations like yours.

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General Liability Insurance

General liability insurance can shield you from the financial repercussions and legal ramifications of injuries or property damage caused by your operations. This type of insurance ensures that medical expenses, legal fees and property repairs are covered, safeguarding your organization’s assets, reputation and mission.

Property Insurance

Property insurance covers physical assets against losses or damage caused by fire, theft, vandalism or other covered incidents. This type of insurance can help your organization recover, resume operations and replace essential assets without incurring significant financial burdens. It’s crucial for maintaining stability, serving beneficiaries and continuing your organization’s mission without interruption.

Employment-Related Practices Liability Insurance (EPLI)

EPLI protects organizations like yours from potential legal claims and financial liabilities arising from wrongful employment practices such as discrimination or harassment. EPLI helps nonprofits and human services organizations foster a safe and inclusive work environment, mitigate the risks associated with employment-related claims and protect their reputation and financial stability.

Cyber Liability Insurance

Cyber liability insurance safeguards your organization from the financial and reputational risks associated with data breaches, cyberattacks or unauthorized access to sensitive information. This insurance can help protect the personal information of beneficiaries, donors and employees, as well as maintain trust and mitigate the potential financial and legal consequences of a cyber incident.

children gathered around a table with circuit parts and laptops learning to code

Workers’ Compensation Insurance

Your employees are the heart of your organization and the driving force behind your mission. Through workers’ compensation insurance, nonprofits and human services organizations can fulfill their duty of care toward their employees, promote a safe work environment and mitigate the financial burdens associated with workplace injuries or illnesses.

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More Ways To Manage Your Risk

Explore risk management resources designed to help you mitigate and navigate specific challenges your organization may face.

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Five ways to keep your facilities secure

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Preparing for an Atmospheric River Event

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Common financial scams nonprofits may face

Insurance FAQs for nonprofits and human services organizations

The right insurance can protect your community, programs and mission. Learn more about insurance designed for organizations like yours.