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Insurance Coverages



Especially for Camps and Conference Centers

Church Mutual insures more than 1,800 camps and conference centers, including religious, not-for-profit, and independent facilities throughout the United States.

Church Mutual has been insuring camps for more than 40 years. We understand the unique demands you face every day, and we understand your insurance needs.

Church Mutual is a business affiliate of the American Camp Association, a business member of the Association of Independent Camps, and the official provider of the Property and Liability Insurance Program for the Christian Camp and Conference Association.

Eight reasons why Church Mutual might be a good choice for you.

Personal service. You'll receive personal service from specialized insurance professionals who are supported by knowledgeable customer service experts.

Comprehensive and specialized coverage. We offer property, general liability, sexual molestation/misconduct liability, professional liability, employment practices liability, employee benefits liability, workers' compensation, auto, and umbrella liability insurance. The property and liability coverages are designed specifically for the exposures of camps and conference centers. More coverage detail.

You also may choose to purchase coverage for boating, snowmobiling, horseback riding, and other special exposures.

Loss control services. Our representatives will work with you to help reduce your chances of property damage, general and professional liability claims, and employee injuries.

Church Mutual publishes Risk Reporter for Camps and Conference Centers, a quarterly risk management newsletter. You can view and print all issues online or subscribe to receive your copy by traditional mail.

Church Mutual has also published a 32-page Self-Inspection Checklist for Camps and Conference Centers designed to help you spot and address risks as you walk around your facility.

Church Mutual’s manual, A Comprehensive Risk Management Program for Camps, Retreat Centers, and Conferences, is available online in PDF format to download and print.

We also offer a host of other risk management videos, booklets, and posters. You can view much of this material online or order it online for delivery by traditional mail.

Fast and fair claims settlement. Church Mutual never forgets the significance of your trust in us. We are here to do only one thing, and do it well: to serve you.

That's why this statement guides our employees and independent adjusters with each and every claim they settle: you will look for facts favoring the insured as hard as you look for facts favoring the company. A questionable case should generally be slanted in favor of the policyholder, with the policyholder being given the benefit of the doubt.

Online claims reporting. Although most customers prefer to report claims to one of our claims service representatives by phone, we do offer an online option. It's easy and convenient, and you can report claims any time of day or night. More about online claims reporting.

Low-cost payment plans. Low-cost payment plans are available in most states.

Financial strength. Church Mutual backs its coverage with an enviable record of financial stability. A.M. Best Company has awarded Church Mutual a rating of A (Excellent). More financial information.

No-cost, no-obligation insurance needs analysis and proposal of coverage. It will be designed specifically for your camp or conference center. It is ideal to use as a benchmark when reviewing your present coverages. To request this service or for more information:

Coverage references on this Web site are for illustrative purposes only and do not represent a policy contract. Refer to your Church Mutual insurance policies for complete descriptions of coverages, limitations, and exclusions. Some coverages may not be available in all states.


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